Chevrolet Finance Center in Champaign, IL Your new and used automotive financing experts

At Sam Leman Chevrolet Of Champaign, our finance team makes buying or leasing your next Chevrolet simple and pressure-free — for all credit situations. We serve Champaign, Urbana, Savoy, Wilbur Heights, Mahomet, Monticello, and the surrounding central Illinois area. Apply online in minutes to get started.

Loans vs. Leasing — Which Is Right for You?

Our team will walk you through both options based on your budget and driving habits. Check our current specials for the latest Chevrolet lease and financing offers.

All Credit Situations Welcome

Sam Leman Chevrolet Of Champaign works with a wide network of lenders — including GM Financial — to find options for buyers across a broad range of credit situations. Apply online and let our team show you what's available. You can also use our KBB Instant Cash Offer tool to put your trade-in toward your next vehicle and lower your monthly payment.

Financing FAQs

What credit score do I need to finance a Chevrolet?

There's no single minimum. Our team works with multiple lenders across a wide range of credit situations. Submit a pre-approval application — it's free and there's no obligation.

Are there current Chevrolet financing specials?

Yes — Chevrolet regularly offers manufacturer incentives including low-APR and cash-back deals for qualified buyers. See our new vehicle specials for current offers.

Can I use my trade-in as a down payment?

Absolutely. Use our KBB Instant Cash Offer tool to get a market-accurate estimate, then apply that value directly toward your purchase or lease.

Visit Sam Leman Chevrolet Of Champaign

Located at 440 Anthony Dr in Champaign. Contact us with questions or apply for financing online today.